{"id":298,"date":"2015-03-24T12:22:26","date_gmt":"2015-03-24T12:22:26","guid":{"rendered":"http:\/\/www.versicherungs-service.net\/?page_id=298"},"modified":"2015-04-06T19:19:15","modified_gmt":"2015-04-06T19:19:15","slug":"allianz-comercio","status":"publish","type":"page","link":"https:\/\/www.versicherungs-service.net\/en\/allianz-comercio","title":{"rendered":"Allianz Comercio"},"content":{"rendered":"<p><strong>\u2022 Covers Suited toMeet the Needs of Customers<\/strong><br \/>\nCovers suited to meet the needs of customers that cover material damage, with the possibility<br \/>\nto include Public Liability, Loss of Profit and industry agreement coverage.<\/p>\n<p><strong>\u2022 Replacement Value<\/strong><br \/>\nIn general, replacement value is used as the criteria for compensating insured property.<\/p>\n<p><strong>\u2022 Compensation of Sums Insured<\/strong><br \/>\nPolicyholders are compensated the sums insured of Buildings, Personal Property and Goods.<\/p>\n<p><strong>\u2022 The Proportional Rule is not Applied<\/strong><br \/>\nThe proportional rule is not applied if the deviation of Gross Margin does not exceed 15%,<br \/>\nincluding for Loss of Profit cover.<\/p>\n<p><strong>\u2022 Annual Adjustment According to the CPI<\/strong><br \/>\nInsured values are adjusted on a yearly basis according to the CPI so that the damaged<br \/>\nproperty can always be replaced.<\/p>\n<p><strong>\u2022 100%<\/strong><br \/>\nWith Building, Personal Property and Goods, 100% is covered against the most important risks:<br \/>\nFire, Explosion, Lightning, Action of water and Atmospheric phenomena. In addition, other<br \/>\nminor risks are also covered at 100% and on a first loss basis; this is the case with Breakage<br \/>\nof glass and sanitary ware, Electric phenomena, Breakdown of electronic equipment,<br \/>\nBreakdown of machinery and Refrigerated goods.<\/p>\n<p><strong>\u2022 CashMoney is Safe<\/strong><br \/>\nThe cash money, whether inside our outside of a safe, is covered against theft up to the agreed<br \/>\nupon limit. If cash money is stolen during transport, policyholders will receive compensation up<br \/>\nto the agreed upon limit.<\/p>\n<p><strong>\u2022 Security for Employees and Visitors<\/strong><br \/>\nThe policy covers the risk of Theft of the property of customers and of employees up to \u20ac3,000<br \/>\nper claim and maximum of \u20ac300 per customer or employee.<\/p>\n<p><strong>\u2022 Public Liability<\/strong><br \/>\nAn extensive Public Liability cover, from Real Estate Property to Products and including Operational<br \/>\nand Employer, of course, this covers includes the provision of foods and beverages to customers.<br \/>\nPublic Liability limits may be chosen in accordance with the needs of each customer.<\/p>\n<p><strong>\u2022 Taking Care of the Profit and Loss Statement<\/strong><br \/>\nLoss of Profit: During the time that business activity is fully stopped. There are two modalities to<br \/>\nchoose from, so that customers may choose what best meets the needs of their business:<br \/>\n&#8211; General expenses, to cover fixed costs (wages, social security payments, water, gas, electricity, taxes, etc.)<br \/>\nthat the business continues to incur after suffering a loss.<br \/>\n&#8211; Gross Profit, in which case the above option will be coupled with the possible net profit that the insured<br \/>\nceases to earn. In addition, the proportional rule is not applied if the deviation of the insured values does<br \/>\nnot exceed 15%.<\/p>\n<p><strong>\u2022 Relevant Information for Business Owners<\/strong><br \/>\nThe policy also includes information about preventive norms and regulations.<\/p>\n<p><strong>\u2022 Assistance Network<\/strong><br \/>\nThe policy provides an assistance network that is always available to facilitate professional plumbing,<br \/>\nsecurity and locksmith services and other services of interest for the client by means of a simple telephone call.<\/p>\n<p><strong>\u2022 Emergency Services<\/strong><br \/>\nAssistance network that is permanently available to quickly provide emergency plumbing, electricity, security<br \/>\nand locksmith services.<\/p>\n<p><strong>\u2022 Legal Advising and Protection Service<\/strong><br \/>\nClaim for damages to insured property, easement conflicts and breach of contracts on personal property.<br \/>\nService agreements, conflicts in the property owners\u00b4 association. Defence as a member of the board of<br \/>\nthe property owners\u00b4 association. Legal defence in work-related cases as a defendant in a case instigated<br \/>\nby a worker at the business.<\/p>\n<p><strong>\u2022 Coverage of Total Ruin of Building<\/strong><br \/>\nAs a direct consequence of works carried out by third parties in adjacent building or of public works carried<br \/>\nout on adjacent streets or underground.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2022 Covers Suited toMeet the Needs of Customers Covers suited [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":87,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-298","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Allianz Comercio - versicherungs-service.net<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.versicherungs-service.net\/en\/allianz-comercio\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Allianz Comercio - 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